Student Budget Calculator
Put in your real take-home income and monthly costs to see what is left — without judging the way you spend.
Monthly money in
Monthly expenses
Savings plan
This is a planning tool, not financial advice. It uses your take-home income and the numbers you enter; it does not calculate tax, EPF, SOCSO, EIS or PCB.
Keep reading
What this tool does
Compare income, expenses and savings to see a monthly surplus or deficit.
How to use it
Enter take-home income, costs, savings and a goal.
How it works
Surplus is income minus listed expenses; the goal timeline uses the monthly saving amount.
Important: Results are estimates; institutional rules, live prices and individual circumstances may differ.